Introduction

At MABS, we take your privacy seriously. 

We want you to feel safe using this site and we comply fully with our obligations under the Data Protection Acts 1988 and 2003. Given the nature of the site, we’ve tried to let you choose how open - or confidential - you want to be, particularly when using our online support services.

This Privacy Policy explains how we treat the personal data you provide while visiting the mabs.ie site.

 By using the site, you are accepting the terms of this policy; if you are not happy with these terms, you should not use this website.

The policy covers pages on the mabs.ie domain only.  

While we try our best to only provide links to useful, high-quality sites, MABS is not responsible for the content or the privacy policies of external websites.

What information does MABS collect?

The information we may collect as you use mabs.ie falls into two categories:

Personal Data

This is information that identifies you or can be used to identify or contact you. This may include your name, address, email address, location, age, and IP address (where it has not been clipped or anonymised). This information is only collected if you voluntarily submit it to us, e.g. to complete your own personal Financial Statement.

Non-Personal Data

Like most websites, we gather general, non-personal information on our visitors for statistical purposes. This cannot be used to identify or contact you. This might include your IP address (where it has been clipped or anonymised), the browser you use and similar anonymous data.How is this information used?

Personal data you submit on mabs.ie will only be used for you to develop a budgeting plan, a financial statement and contact your creditor. This personal data is only gathered if you consent to it and will be removed once you log off the system.

 Your email address, for example, will not be used to send you our email newsletter unless you specifically sign up to receive it. mabs.ie does not carry any third-party advertising so your data is not being used for commercial targeting.

We also use visitor information to get a better understanding of how people use the website, e.g. which pages are most popular, which links people find most useful, etc. This helps us to improve the site and provide better information and support for those who use it.

Does MABS share this information with others?

MABS will never sell any personal data you submit to us to a third party.Non-personal information may occasionally be used to compile statistics that may be shared with others – e.g. the number of visitors to the site, etc.

Some areas of the site, such as the Financial Statement, email newsletter or sections involving transactions, depend on applications or software built by trustworthy, reputable third parties. These third parties are bound by similar privacy and data protection requirements as MABS. Personal data will only be released to external sources in order to comply with applicable laws, summonses, search warrants, court or regulatory orders, or other statutory requirements.

Security

Personal data submitted to mabs.ie is held on secure servers hosted by RoomThree. While no data transmission over the internet can ever be guaranteed to be 100% secure, we will take all reasonable steps (technically and organisationally) to protect your information. We will also work only with third parties with clear and suitable privacy and data protection policies of their own.

 Do I need to do anything?

No. You only need to contact us:

• to inform us of changes to your personal data. As per the Data Protection Acts 1988 and 2003, we will then update or delete your personal data accordingly;
• to find out what information we hold on you at any time. Requests of this type may be subject to a fee.

To contact us

If you are concerned about how personal data is processed via this website, please do not hesitate to bring such concerns to our attention at: 

MABS ndl website team

Commercial House 

Westend 

Blanchardstown Retail Centre 

Dublin 15   

or simply email info@mabs.ie

Changes to this Privacy Policy

From time to time, this policy may be updated to take account of new services offered on mabs.ie or new procedures, or to amend its wording/spelling. Updates take effect as they are posted here and the date of the most recent changes should at all times be displayed on this page. If we are making any significant changes that would affect how your personal data is used, we will notify you to outline your options.

Glossary of technical terms used 

Web Browser 

The piece of software you use to read view web pages. Examples are Microsoft Internet Explorer, Mozilla Firefox and Opera. 

IP Address 

The identifying details for your computer (or your internet company’s computer), expressed in internet protocol code (for example 192.168.72.34). Every computer connected to the web has a unique IP address, although the address may not be the same every time a connection is made. 

Cookies 

Small pieces of information, stored in simple text files, placed on your computer by a web site. Cookies can be read by the web site on your subsequent visits. The information stored in a cookie may relate to your browsing habits on the web page, or a unique identification number so that the web site can "remember" you on your return visit. Generally speaking, cookies do not contain personal information from which you can be identified, unless you have furnished such information to the web site.