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Step 1.9

Now Time For Positive Action

Your To Do List

• List all your debts on a piece of paper
• Check that you are responsible for the debt. Is it in your name?
• Identify the debts needing your immediate attention
• Preferably write to but do contact immediately those to whom you owe money

Gwen Harris - MABS Money Adviser

"I know getting started is very hard. I use this path model with clients every day and it works. Make that start now. Make it work for you."

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