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Insert your address here
Insert Date Here
Insert Name of Creditor Here
Re Account No.: Insert your account number here
Dear Sir/madam
Further to our recent correspondence, I am writing to advise you that I have now completed a full assessment of my current financial situation taking into account all my living expenses and commitments.
As a result I am now putting forward an offer of € per week/month as being realistic in my current circumstances. Should circumstances improve to the extent where I can to increase this offer, I will contact you immediately.
In the meantime, I hope that this proposal will be acceptable to you. I would be grateful if you would suspend any interest and other charges being added to the account in order to help me resolve my difficulties within the shortest possible period.
I look forward to hearing from you.
Yours faithfully
__________________
Insert your name here