Abhaile is a new service to help homeowners find a resolution to home mortgage arrears. It provides vouchers for free financial and legal advice and help from experts, which are available through MABS.
The aim of Abhaile is to help mortgage holders in arrears to find the best solutions and keep them wherever possible, in their own homes. A dedicated adviser will work with you and your lender to find the best solution for your situation.
If you are in home mortgage arrears, Abhaile can help you in a number of different ways. Panels of qualified and regulated financial and legal professionals have been set up. You can choose someone from these panels to give you the advice you need.
Free Mortgage Arrears Support
Financial Advice and Help
If you need financial advice, you can get a free face to face meeting with an expert financial adviser. The adviser can help you to work through your money situation and and explain the options available to you to help deal with your home mortgage arrears. Where possible the adviser will help you to find a way to keep you in your home.
The expert adviser could be a (MABS) Dedicated Mortgage Arrears adviser, a Personal Insolvency Practitioner (PIP) or an Accountant.
Legal Advice and Help
You may need legal advice on issues related to your mortgage arrears. Under Abhaile you can have a free face-to-face meeting with a solicitor, who will explain your legal situation and advise you how best to resolve it.
If you are called to court to face repossession proceedings on your home, you will be able to meet a Duty Solicitor at the court. The Duty Solicitor may be able to speak for you in court and explain the proceedings to you.
A MABS staff member will also be present at court to help you.
Call our Helpline 0761 07 2000, Monday to Friday, 9am to 8pm. Our face-to- face service is completely free, confidential and independent, and is available in more than 60 locations nationwide.
Abhaile is the State-funded service for people whose home is in mortgage arrears. It provides a range of services to help you deal with your situation, including financial advice, legal advice and insolvency advice. It is funded and supported by the Department of Social Protection and the Department of Justice and Equality with the support of the Insolvency Service of Ireland, the Legal Aid Board and the Citizens Information Board.