Mortgage arrears

Abhaile - the Mortgage Arrears Resolution Service

Scheme of Aid and Advice for Borrowers in Home Mortgage Arrears

If you are in serious mortgage arrears on your home, if you are unable to pay your debts, and if your lender has moved to take legal action against you, then this Scheme may be for you.

As part of the Government’s commitment to supporting homeowners in mortgage arrears and who may be facing repossession of their homes, this Scheme will help you find a solution. The Scheme provides a range of services to give you the advice and assistance you will need to deal with your situation, including financial advice, legal advice and insolvency advice. If you are facing legal action by your lender to repossess your home, this scheme gives you access to a range of professionals who can help you.

Information on the scheme of aid and advice for borrowers in home mortgage arrears (pdf).

Find out more about the Scheme (docx).

For more information, contact the MABS Helpline on 0761 07 2000, Monday to Friday, 9am to 8pm.

MABS Dedicated Mortgage Arrears Service

If you’re in mortgage arrears and in danger of losing your home, we now have a Dedicated Mortgage Arrears Service available throughout the country to offer you mortgage debt advice and support, and refer you to other free professional services.

No matter what your situation is, we’ll help you work out the next steps. Take control of what happens next.

To make an appointment with a Dedicated Mortgage Arrears Adviser, call the Helpline at 0761 07 2000.

Court Mentor Service

If you are attending a repossession hearing in the Circuit Court, MABS now has a Court Mentor who will be present and able to tell you what is happening in the Court, what other supports are available to you and, if you wish, refer you to the local MABS for support with your mortgage arrears case.

Ring the MABS Helpline 0761 07 2000 to find out who will be there from MABS on the day or look out for the MABS staff at the Court. is provided by the Citizens Information Board and MABS. aims to provide comprehensive information on the services and entitlements available if you are having difficulties paying your rent or making your mortgage repayments. is based on content from and